BODY {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  font-size: 10pt;
  color: #000066;
  margin-top: 0px;
  margin-right: 0px;
  margin-left: 0px;
  margin-bottom: 0px;
  background-image: url(bg-home);
  background-repeat: repeat-x;
}

DIV, TD {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  font-size: 10pt;
  color: #000066;
}

.bg-home {
  background-image: url(images/hme-bg.gif);
  background-repeat: repeat-x;
}

.indent {
  margin-right: 15px;
  margin-left: 15px;
}

.indent-pad {
  padding-right: 15px;
  padding-left: 15px;
}

.spc-lft {
  margin-left: 15px;
}

.spc-rgt {
  margin-right: 15px;
}

.big {
  font-size: 12pt;
  color: #0045AE;
  font-family: Arial, Verdana, Helvetica, sans-serif;
}

.big-bld {
  font-size: 12pt;
  font-weight: bold;
}

.med {
  font-size: 11pt;
  font-family: Arial, Verdana, Helvetica, sans-serif;
}

.med-bld {
  font-size: 11pt;
  font-weight: bold;
}

.sml {
  font-size: 8pt;
}

.sml-bld {
  font-size: 8pt;
  font-weight: bold;
}

A:link {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: underline;
  color: #0000FF;
}

A:visited {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: underline;
  color: #0000FF;
}

A:hover {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: underline;
  color: #0099FF;
}

A.copy:link {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: underline;
  font-size: 8pt;
}

A.copy:visited {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: underline;
  font-size: 8pt;
}

A.copy:hover {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: underline;
  font-size: 8pt;
}

A.nav:link, A.nav:visited {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: none;
  font-weight: bold;
  font-size: 10px;
  color: #B0C5E6;
  background-color: #0045AE;
  padding-right: 1px;
  padding-left: 1px;
  margin-left: 30px;
  margin-bottom: 2px;
  width: 150px;
  display: block;
  border-bottom: 1px #B0C5E6 solid;
}

A.nav:hover, A.nav:active {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: none;
  font-weight: bold;
  font-size: 10px;
  color: #0045AE;
  background-color: #B0C5E6;
  margin-left: 30px;
  margin-bottom: 2px;
  padding-right: 1px;
  padding-left: 1px;
  width: 150px;
  display: block;
  border-bottom: 1px #000066 solid;
}

A.nav2:link {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: none;
  font-size: 8pt;
  color: #B0C5E6;
  padding-top: 2px;
  padding-right: 2px;
  padding-left: 2px;
  border-bottom: 1px #B0C5E6 solid;
}

A.nav2:visited {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: none;
  font-size: 8pt;
  color: #B0C5E6;
  padding-top: 2px;
  padding-right: 2px;
  padding-left: 2px;
  border-bottom: 1px #B0C5E6 solid;
}

A.nav2:hover {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: none;
  font-size: 8pt;
  color: #0045AE;
  padding-top: 2px;
  padding-right: 2px;
  padding-left: 2px;
  background-color: #B0C5E6;
  border-bottom: 1px #0045AE solid;
}

.top-nav {
  background-image: url(images/nav-bg.gif);
  background-repeat: repeat-y;
}

H1 {
  font-size: 12pt;
  font-weight: bold;
  color: #0045AE;
  margin-top: 8px;
  margin-left: 15px;
  margin-bottom: 0px;
}

.top-li {
  font-size: 8pt;
  font-weight: bold;
  margin-bottom: 2px;
  margin-right: 10px;
  list-style-type: disc;
  list-style-image: url(images/chk.gif);
  margin-top: 0px;
}

top-ul {
  margin-top: 0px;
  color: #0045AE;
  margin-bottom: 0px;
}

.side {
  background-image: url(images/side-bg.gif);
  background-repeat: repeat-y;
  background-position: left top;
}

.mid {
  background-image: url(images/sid-bg.gif);
  background-repeat: repeat-y;
  background-color: #004A5Ae;
}

.wt {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: none;
  color: #B0C5E6;
  font-size: 8pt;
}

.wt2 {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: none;
  color: #ffffff;
  margin-left: 28px;
  font-size: 8pt;
}

.wt3 {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: none;
  color: #B0C5E6;
  font-size: 8pt;
  padding 18x; padding: 5px;
  padding-left: 24px;
  width: 212px;
}

.main {
  margin-top: 15px;
  margin-right: 15px;
  margin-left: 15px;
  font-size: 10pt;
}

.main2 {
  margin-right: 15px;
  margin-left: 15px;
  font-size: 10pt;
  margin-top: 12px;
  margin-bottom: 0px;
}

.mid-li {
  font-size: 10pt;
  font-weight: bold;
  margin-bottom: 8px;
  list-style-type: disc;
  list-style-image: url(images/chk.gif);
  margin-top: 0px;
  margin-right: 25px;
  margin-left: 10px;
}

mid-ul {
  margin-top: 0px;
  color: #0045AE;
  margin-bottom: 0px;
  margin-left: 10px;
  margin-right: 25px;
  padding-left: 15px;
}

.bord {
  border-top: 1px #FFFFFF solid;
  background-repeat: repeat;
  border-right: 1px #000066 solid;
  border-bottom: 1px #FFFFFF solid;
}

.wt4 {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: none;
  color: #B0C5E6;
  margin-left: 30px;
  font-size: 8pt;
  margin-right: 30px;
}

.lnk-nav {
  background-image: url(images/nav-bg.gif);
  background-repeat: repeat-y;
}

.mid2 {
  background-image: url(images/sid-bg.gif);
  background-repeat: repeat-y;
  background-color: #004A5Ae;
  border-top: 1px #FFFFFF solid;
  padding-right: 45px;
}

.mid2a {
  background-image: url(images/sid-bg.gif);
  background-repeat: repeat-y;
  background-color: #004A5Ae;
}

.wt6 {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  text-decoration: none;
  color: #B0C5E6;
  margin-left: 42px;
}

*.txt-white {
  color: #E7EDF8;
}

LI {
  margin-bottom: 12px;
}